HEK
The Hanseatic substitute fund is a fine company with an A+ rating (very good) for quality by the "Assekurata". They are financially strong and take a lot of care with the money of the insured people. You can handle your things through the internet and they have a central office for students. They provide incentives for their members and have interesting extra insurances.
The exclusive advantages of the HEK for foreign students at a glance:
- First comprehensive Rating by the german Rating-Company "Assekurata":Quality valuation A+ (excellent) for HEK
- Multiple best in test at the comparison of performance and service of ÖKO-TEST
- Attractive membership rate
- Subsidies for prevention measures (also for fitness centre)
- Acceptance of costs of travel vaccination
- Nationwide participation in mammography screening / Preventive medical check-ups regarding skin cancer
- Allowance for attractive health trips to the amount of up to € 150.00
- Allowance for professional odontexesis every 2 years
- Attractive and reasonable supplementary insurance offers especially for students
The exclusive HEK service for foreign students at a glance:
- Immediate service - Reply to requests within 24 hours
- Competent consultation service by telephone by our Team Direkt
- Short decision channels - flexible staff members who are making a decision for the insurant in case of doubt
- HEK 24 - Your online centre with personal health file and numerous additional service offers (e.g. regional overview of all German fitness centres that are offering special conditions for HEK insurants)
- Hospital hotline - here you will be informed about all special conditions (e.g. twin room), contracts, and alternative methods of treatment
